Where can I change my coins for cash for free? Best places to cash in coins – House of Debt

Where can I change my coins for cash for free ? Best places to cash in coins This post may contain affiliate links. Which means we may earn a commission if you decide to make a purchase through our links. Please read our disclosure for more info.
You spent the end two years chiefly using wag or mobile payments, and you just set aside your spare change. however, you realize that you already have a bombastic jolt of quarters sitting in your room .
Although coins hold the lapp value as dollar bills, using them feels inconvenient since you ’ ll have to fish out 40 quarters from your bag to get a measly $ 10. A line might even form at the public treasury if you spend minutes counting exchange.

If you want to use the quarters you saved at home without carrying all of them around, don ’ triiodothyronine worry. We can help !
We understand the personal hassles and economic impacts of hoarding coins. To encourage consumers to pump their quarters back into the circulation, we reviewed assorted workarounds to exchange coins for cash for free—or at least cheaply .
The coins you saved have constantly been yours. But having bills to spend, deposit, or invest somehow feels like you suddenly acquired old money you ’ ve already forgotten .
stick with us until the end. differently, you ’ ll thriftlessness money on disreputable establishments that charge exorbitant fees to exchange coins for cash .
Let ’ s expression into the different locations that ’ ll exchange your coins for cash !

Things to Know Before Exchanging Coins for Cash

With the current nationally coin deficit, you can expect respective establishments to exchange coins for cash willingly. commercial banks and credit unions won ’ t even charge you anything .
however, don ’ t expect to turn in coins as is without any shape of preparation. Most locations exchanging coins for loose follow a rigid rolled coin policy, so you ’ ll have to deposit coins in coin wrappers .
Locations with coin cashing machines like Coinstar won ’ t command you to roll your quarters, but you ’ ll at least need to free them of dirt and debris. besides, these establishments charge steep fees .
Pro Tip : Do banks give out coin wrappers ? sometimes, yes. You can get 300 wrappers for around $ 7 on Amazon. however, if you ask trust tellers nicely, they might give you some coin wrappers free of cathexis .

Top Places to Exchange Coins

You don ’ t have to waste your time driving to different banks looking for mint counters. We made a handy list of commercial banks, fiscal institutions, public toilet stores, and freelancer coin cashing machines you might find near your localization .

1. Coinstar

Coinstar ranks among the most wide known coin-cashing machine operators in the area. They have 20,000 kiosks in versatile big-box establishments, then 90 % of the U.S. population can reach a Coinstar machine within 5 to 10 minutes .
besides, the mark ’ s dependability sets it apart from its competitors. You can rest assured knowing Coinstar boasts 25+ years of industry know and processes more than 43 billion coins per annum .
No other coin-cashing machine booth operator comes close to its success. You won ’ metric ton have to worry about its machines miscalculating your coins .

Coin Exchange Fees

Coinstar charges 12 % of the amount of coins you need to exchange. so if you dumped $ 300 worth of quarters and pennies, you ’ vitamin d pay $ 36 in fees .
however, Coinstar waives the fees if you choose give card payouts. The ship’s company partnered with dozens of widely known brands from diverse industries, but its most versatile, useful gift cards come from Amazon .

Coin Exchange Process

Another argue users love Coinstar is it has an accurate, convenient coin-cashing car. You won ’ metric ton have to insert each coin individually .
alternatively, you can just dump all coins ( i.e., quarters, pennies ) in the booth and let the machine do all the count. You ’ ll find this feature commodious if you dislike rolling coin wrappers .
however, Coinstar requests users to dump clean coins spare of scandal and debris, or else the car will have trouble reading your money .


Coinstar has kiosks in big-box stores like Walmart and CVS, but you can always double-check the locations online .
You can besides use this button, which I find useful when looking for places where I can change my coins for free near me .

2. QuikTrip

QuikTrip is a gas station franchise with 800 locations in 15+ different states. unfortunately, their stores don ’ t have coin-cashing machines, but you can distillery cash in coins at the register .
initially, QuikTrip never focused on cashing coins. however, it encouraged customers to exchange unused quarters and pennies once the nationally coin dearth worsened .

Coin Exchange Fees

To encourage customers to cash in their old coins, QuikTrip doesn ’ t charge transaction fees. alternatively, you ’ ll get the entire sum of your coins .
however, if the till at the particular QuikTrip location you turned to doesn ’ thymine have enough bills, you ’ ll likely get a QuikTrip giving card .

Coin Exchange Process

QuikTrip doesn ’ deoxythymidine monophosphate specify whether it follows a roll coin policy. however, you ’ d do well to bundle your quarters and pennies in mint wrappers, or else you ’ ll give the cashier a difficult time count .


Search the nearest QuikTrip accelerator station and appliance store based on your travel rapidly code .

3. J.P. Morgan Chase

J.P. Morgan Chase ranks among the most wide known commercial banks in the U.S. Although it used to carry coin counters, most locations got rid of them once inflation forced consumers to use higher dollar denominations .

Coin Exchange Fees

J.P. Morgan Chase doesn ’ t mission customers and non-customers for exchanging their coins for bills. however, you might have to pay a minor ATM fee upon withdrawal if the money goes straight to your bank report .

Coin Exchange Process

Any J.P. Morgan Chase branch will exchange astir to $ 250 deserving of coins. however, note that the tellers will ask you to roll them in $ 10 and $ 20 coin wrappers .
If you need to exchange more than $ 250, you might have to drive down to a different J.P. Morgan Chase branch.


J.P. Morgan Chase has 4,700 locations in 39 different states. Its business web site shows you the nearest ramify based on your nothing code .

4. Bank of America Corp .

The Bank of America stands among the exceed four largest fiscal institutions in the state. If you already have an bill with it, consider depositing or cashing your old coins at a nearby localization .

Coin Exchange Fees

The Bank of America doesn ’ t charge a tip. You can ask the narrator to exchange your coins for bills a retentive as you follow the bank ’ south rolled-coin policy .

Coin Exchange Process

The Bank of America accepts versatile coins. ampere long as you roll them in $ 10 to $ 20 coin wrappers, most tellers will serve you even if you don ’ triiodothyronine have an history with them .
however, the Bank of America emphasizes that it doesn ’ triiodothyronine accept foreign coins. You can merely exchange quarters and pennies .


The Bank of America has 4,300 locations in the U.S. Visit the nearest branch near you .

5. Citi

Citi only removed the Citibank mint counter in the last few years. Although many branches still exchange coins for bills, some tellers might reject your request if they don ’ t have adequate bills at the till .

Coin Exchange Fees

Citi doesn ’ t charge fees when exchanging coins. however, you might pay ATM withdrawal fees if the teller says you can entirely deposit your coins to your bank account before encashment .

Coin Exchange Process

sadly, Citi only caters to account holders. Whether or not a specific branch accommodates your substitution request depends on the teller, so reach sure you ask nicely .
besides, roll your coins in coin wrappers to make consider easier .


Citi has 700+ branches in the U.S. You can find a nearby branch based on your slide fastener code on its business web site .

6. Wells Fargo

Wells Fargo has a lenient policy on exchanging coins. Although tellers prefer working with customers and account holders, non-customers can still exchange their coins for bills at any branch .
The institution got rid of its publicly available coin counters. however, tellers and cashiers still have these machines at the back of their desks for seamless, hassle-free coin cash-ins .

Coin Exchange Fees

Wells Fargo doesn ’ t charge a tip for exchanging coins. Both customers and non-customers can walk away with cold hard cash without paying for anything .

Coin Exchange Process

Wells Fargo only accepts roll coins. But you can ask for $ 10 to $ 20 wrappers from bank tellers if you don ’ t have them yet .


Wells Fargo has more than 4,900 branches in the nation, making it one of the most wide known and accessible commercial bank institutions .

7. Credit Unions

Non-profit fiscal institutions like credit unions typically follow more indulgent coin-cashing policies, specially when it comes to account holders. You can rely on these cooperative banks to turn your coins into bills .

Coin Exchange Fees

unfortunately, accredit unions have differing rates. however, considering that most of these institutions pride themselves on gloomy, low-cost rates, they probably won ’ t bang clients for exchanging quarters .

Coin Exchange Process

credit unions used to carry mint counters. however, with the monetary value of inflation, fewer people were depositing coins into their accounts, indeed fiscal institutions no long needed them .
Of course, some institutions wanted to keep their coin counters. sadly, most of them only get used a handful of times per workweek, which doesn ’ triiodothyronine even cover the machine ’ second sustenance and repairs .
As such, expect most credit unions to count coins manually. There ’ mho no fix policy, but out of courtesy, consider rolling your coins so that the teller doesn ’ deoxythymidine monophosphate spend besides much time on your transaction .


Visit any local credit union where you have an explanation .

Paying With Your Coins

Again, many locations will exchange your quarters for bills. however, if you don ’ metric ton want to roll coins up in bantam coin wrappers for hours, or if you think Coinstar ’ sulfur fees are excessively high gear, you can buy stuff with your coins alternatively .
This tip primarily benefits those who have less than $ 100 in quarters. alternatively of wasting clock time, money, and gas exchanging little amounts of coins, use them at stores with self-checkout kiosks, like the follow :

home Depot

Home Depot presently has 2,300+ stores. Although it has fewer locations than equal big-box stores, it boasts one of the best self-checkout technologies on the market. You won ’ t encounter many malfunctions .


target has 1,900+ stores in the U.S. Although each location has a self-checkout counterpunch, Target shoppers frequently encounter some kind of return. Avoid using deformed, dirty coins to ensure seamless checkouts .


Walmart has 4,740+ locations in the U.S., and each one has up to 12 self-checkout counters, so you won ’ deoxythymidine monophosphate have to worry about a line shape at the cashbox as you insert your coins individually .

Pumping Coins Back Into the circulation

then, can you exchange coins for cash ? Of course !

Read more: Events Timeline

If you don ’ thymine mind rolling quarters in coin wrappers, deposit them over the counter at your local commercial bank or recognition coupling. You won ’ thyroxine have to pay for anything .
alternatively, those who find coin wrappers a harass can look for establishments with coin cashing machines. For model, coinstar lets clients dump their quarters into their kiosks ’ counters. however, most of these locations charge steep fees ranging from 10 % to 12 % .
overall, you ’ ll have several ways to cash in coins for dollar bills, so you don ’ t have to hoard your old, fresh quarters at home anymore. Assess what method best suits your preferences .

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